Delaware Alliance Annual Privacy Notice

Delaware Alliance Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive financial products and services to meet your needs and help you reach your financial goals. We are equally committed to the privacy of our members. Under federal law, we are required to give you this privacy notice.

If after reading this notice you have any questions, please contact us at (302) 429-0404 or (800) 822-9991 or write us at:

Delaware Alliance Federal Credit Union
2320 N. DuPont Highway
New Castle, DE 19702-6327

INFORMATION WE COLLECT ABOUT YOU

We collect information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us or others;
• Information we receive from credit reporting agencies;

Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We may disclose all of the information we collect, as described above.

PARTIES WHO RECEIVE INFORMATION FROM US

We may disclose nonpublic personal information about you to the following types of third parties:

• Financial companies such as insurance companies and mortgage companies
• Non-financial companies such as consumer credit reporting agencies

DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US

We may disclose all of the information described above to the companies that perform marketing or other services on our behalf or to other financial institutions with
whom we have joint marketing agreements. We only work with companies who agree to maintain strong confidentiality protections and limit the use of information we provide.

As a result of these arrangements, we may disclose all of the information about you under other circumstances as permitted or required by law. These disclosures typically include information needed to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize or protect the security of our financial records.

DISCLOSURE OF INFORMATION ABOUT FORMER MEMBERS

If you terminate your membership with Delaware Alliance Federal Credit Union, we will not share information we have collected about you except as may be permitted or required by law.

HOW WE PROTECT YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.