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Savings & Checking Rates
Effective 07/1/2008
| Account Type |
Minimum |
Dividend
Rate |
APY* |
| Regular Shares |
$5 |
0.50% |
0.50% |
| First State Saves |
$0 |
1.50% |
1.50% |
| Holiday & Vacation Club Accounts |
$0 |
0.50% |
0.50% |
| Money Market |
$0 - $25,000 |
2.08% |
2.10% |
| |
$25,000.01 - $50,000 |
2.27% |
2.30% |
| |
Over $50,000 |
2.57% |
2.60% |
| Share Drafts |
$5 |
0.25% |
0.25% |
| IRA** |
|
2.25% |
2.28% |
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Share Certificate Rates
| Account Type |
Minimum |
Dividend
Rate |
APY* |
| Six Months |
$500 |
2.03% |
2.05% |
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$10,000 |
2.27% |
2.30% |
| 12 Months |
$500 |
2.27% |
2.30% |
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$10,000 |
2.37% |
2.40% |
| 24 Months |
$500 |
2.47% |
2.50% |
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$10,000 |
2.76% |
2.80% |
| 36 Months |
$500 |
2.76% |
2.80% |
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$10,000 |
2.96% |
3.00% |
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Rates are subject to change without notice.
*Annual Percentage Yield
**Variable Rate - Changes the first Tuesday of the month. (Index-26 week T Bill)
Your savings are federally insured up to at least $100,000 and back by the full faith and credit of the United States Government; by the National Credit Union Administration a U.S. Government Agency.
Traditional and Roth Individual Retirement Accounts (IRAs) are now insured in the aggregate up to $250,000 by the NCUA. |
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