Loans & Credit Cards

Vehicle Loans

 
If you want to buy a car or truck, the credit union is the place to turn. We have competitive rates and terms that are often better than what you'll get at the dealer or with a third party lender. We’ll finance passenger cars, vans, trucks and SUVs sold by licensed dealers, whether they’re new or used, as long as they are less than seven years old. We can also help you with car-buying and insurance services to help you save even more money.

New Vehicle Financing

You can finance your new vehicle for up to 72 months at 100% of the price you pay, not including taxes and tags.
 

Used Vehicle Financing

If you’re buying a used vehicle we’ll loan you up to 100% of the National Automobile Dealers Association retail value. Your loan term will be determined based on the age of the vehicle.

To find out exactly what you can borrow for your vehicle and the interest rate you will receive, apply for a loan preapproval. Then you can take the paperwork to the dealer when you make your purchase. Having your financing ready to go can help you with negotiations.

Car-buying and Insurance Services

If you need a little help choosing a vehicle, or you know what you want but you’d like the best price, we offer several services to help you, free of charge.

Find the Perfect Car

Check out CarsForMembers.com to find the right vehicle at a good price, plus information on cash rebates. Then check out Enterprise Car Sales for low-mileage used cars at a great discount.

Get the Right Price

If you already have the perfect vehicle picked out, try the Motor Vehicle Certification Program. You can find out exactly what you should be paying for the vehicle you want, what incentives are currently offered, and where you can find no-haggle pricing.
 

Insurance Discounts

Once you have your vehicle, the savings doesn’t have to stop there. We can help you protect your automotive investment and keep repair money in your pocket.
 

Credit Life and Disability Protection for Loans

MEMBER’S CHOICE Credit Disability and Credit Life Insurance works in two different ways. You and your family won’t have to make loan payments if you’re totally disabled due to an injury. It will help pay your loan until you’re fully recovered, or, in the event of an unexpected death, it will help pay off the loan. Savings, salary, or payoffs from other life insurance may be protected, giving your family financial freedom when they need it most.

GAP Insurance

If you buy a new or lightly used vehicle, consider getting guaranteed asset protection insurance, or GAP insurance. It covers you in the event your vehicle is totaled or stolen and you owe more than your insurance will pay you for a replacement. This keeps you from owing money on a loan for a car you can no longer drive.

Our policy offers you $1,000 toward your down payment on a new vehicle you finance with us, and we'll cover your deductible up to $500 if a claim is filed. Coverage is refundable if you cancel within the first 90 days.

Auto Insurance

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your [free quote] today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

 

For information from a local agent contact Kelly Davisson at Liberty Mutual Ins. (302) 369-9904 Ext 53007, e-mail or visit her website.