Savings & Checking

ATM and Debit Cards

Visa Check Card

Once you open your checking account, paying with a Visa check card is quick and easy. You don't have to write out checks, dig out identification or wait for approval. Just swipe your card anywhere that takes Visa and sign like you would with a credit card, or select debit and use your PIN instead. The funds are automatically deducted from your checking account.

You can use the card online too, just by typing in your name, the card number, the expiration date and the security code. For extra protection, sign up for Verified by Visa, which helps block your card from unauthorized use.

If you want to use your check card like an ATM card, that is simple too. Just swipe it at any Visa Plus, ACCEL/Exchange or NYCE ATM to get cash from your account. It’s safer than carrying around a lot of cash at once.

ATM Card

We know some of our members would rather not have debit cards, so we offer an ATM card as well. You can perform all of the following transactions on your share savings or checking accounts by using it:
  • Check balances and transfer funds between accounts at ATMs
  • Make cash withdrawals
  • Pay for services and merchandise at certain point of sale locations, such as grocery stores, gas stations and convenience stores

Prepaid Visa Debit Card

Unlike our Visa check card, prepaid debit cards are not linked to a credit union account. You simply load them with as much cash as you want and you can spend up to that preset amount. Once you run out, you can simply add more funds. You can even use them for cash advances.

They’re great for gifts or for if you’d like to control your spending. They also make a convenient alternative to travelers checks, especially since they’re replaceable if they get lost or stolen.

To get a reloadable debit card, stop by the credit union and request one. You can purchase a card for $5, and we’ll send it to you within 10 days. Your card will be personalized with your name, or the recipient’s if it’s a gift, so that no one else can use it.
Activate the card upon receipt and load funds with cash at our office or online at www.cumoney.com using funds from your Delaware Alliance checking or savings account.

Funds loaded at the credit union are available within 24 hours. Funds loaded online take three to five business days. Other fees and charges may apply. See the cardholder agreement for details.

Surcharge-Free ATM Transactions

We offer all checking account holders five fee-free ATM transactions per month. If you have an All 4 You account, that number increases to 10. (Note that we cannot control if the ATM owner charges a fee.) You can also use ATMs at Wawa convenience stores without being subject to a surcharge.